Payment orchestration

When a rail goes down, your payments don’t.

EBB sits between every channel and every operator, with your core as the system of record — routing, retrying, and recovering in real time. One resilient layer your bank owns, not a vendor’s black box.

One resilient layer,
built around your stack
Any core banking systemFinacle, T24, FlexCube or custom
Any operator or railMobile money through to SWIFT
Automatic retry & recoveryIn real time, no manual resends
Continuous reconciliationMatched in real time, not month-end
Zero vendor lock-inThe layer your bank owns
the problem

Your payment platform works — until it doesn't.

Two states of the same system. The good days all look alike — the bad ones never do.

Two states of the same payment platform. On a good day: payments clear on the first try, the books reconcile themselves overnight, and no one is paged. When a rail fails it cascades — timeouts and outages, silent reversals that leave money in limbo, security exposure, reconciliation breaks, audit scrambles, and after-hours deploys to stop the bleed.

It works

It looks fine — so no one looks closer.

  • Payments seem to clear on the first try
  • Every dashboard reads green
  • No one has flagged a missing payment
  • The books appear to tie out
  • The on-call phone hasn’t rung — yet
until it doesn’t

Then one rail hiccups — and it cascades.

A sample of the common failure patterns — the full set is grouped by the layer that fails.

the solution

EBB Systems replaces fragile payment infrastructure with a resilient transaction platform.

It sits between every channel your customers touch and every operator they reach — with your core as the system of record. The layer your team has been holding together by hand. Follow one payment down the rail.

01
The architecture where EBB sits
Channels Mobile app Internet bank USSD Agency bank Corporate / H2H DFS / wallet Merchant & POS every payment EBB GATEWAY resilient routing reconciliation safe deploys audit trails new corridors transaction view AML / KYC defence-in-depth the resilient layer your bank owns settle to operator Networks Mobile money Card networks Inter-banking Cross-border Remittances debit credit Finacle / T24 FlexCube Custom CBS Core banking your system of record

Every channel in, every operator out — your core always in sync.

02
Protected at every step what happens to a payment after it leaves your core
core
EBBgateway
rail
01Route

Every payment sent down the right rail, the moment it’s made — no human in the loop.

02Retry

Timeouts and failures are caught, backed off, and re-attempted automatically — no manual resends.

03Reverse

Payments that can’t clear are auto-reversed back to your core. The customer is made whole.

04Reconcile

Every transaction matched against the operator. Mismatches surface and resolve before finance closes the month.

03
What changes for your team four shifts in how the work feels

We hold the rails. You hold the roadmap.

an honest comparison

Three real ways to connect — and what each gives up.

A managed processor and an in-house build each get real things right. EBB’s claim is simple: the strengths of both, without their trade-offs.

EBB Systems the orchestration layer
Managed processor run for you
In-house integration built by you
Who owns it
Your estate, your team
The vendor owns it
Yours, end to end
When a rail goes down
Auto-reroute, retry, reverse
They handle failover
You build the failover
Adding a rail
A config change or a plugin
On their roadmap
A new project each time
System of record
Your core, via a ledger tap
Often their ledger
Your core
Reconciliation
Continuously matched to operators
They provide the tooling
You build & schedule it
Audit & compliance
An immutable transaction trail
Certified, audit-ready
As good as you instrument
Security
In your perimeter, hardened by EBB
Certified to standards
Your perimeter
Visibility
Full lifecycle, on your data
Their dashboards
Spread across integrations
Lock-in
A standard layer, no lock-in
Proprietary
No vendor lock-in
the bottom line

A managed processor takes your ownership. In-house makes you build the resilience. EBB is the one layer that gives you both.

See where EBB fits in your stack
the next step

Let’s walk your payment architecture together.

Walk your rails with our engineers. We’ll pinpoint where a single outage takes you down, and show how EBB keeps payments moving through it.

  • Your failure points, mapped in real time
  • How EBB routes, retries, and recovers around them
  • 30 minutes · no obligation

We reply within one business day. Your details are never shared.